November 30, 2025 · 9 mins read
Indian highways are no longer just physical roads of concrete, where drivers had to face challenges due to poor traffic and road conditions. The latest infrastructure, coupled with modern connectivity, has made driving on highways seamless and hassle-free. One major revolutionary development in the betterment of highway driving is FASTag. FASTag provides cashless solutions while traveling on highways, thereby reducing wait time in long queues at toll booths and reducing both pollution and traffic congestion. FASTag is a rechargeable tag that is pasted to the windshield of our vehicles. FASTag uses Radio Frequency Identification (RFID) technology so that travellers do not have to wait for paying toll charges at toll booths, and charges are automatically deducted from our FASTag prepaid wallet. FASTag is a boon to frequent highway travellers as travellers now enjoy smoother traffic flow, efficiently saving both fuel and money.
FASTag allows for contactless and automatic payments without having to stop our vehicles. Since FASTag payments are debited directly from the customer’s prepaid account, it is advisable to always keep the FASTag recharged. FASTag recharge can be done both online and by paying cash. Users may have several questions on how to recharge FASTag using UPI.
Before recharging, we should know how to buy a FASTag in India. Buying a FASTag online in India is a simple procedure. Given below are the steps:
1: Visit the bank website or digital platform.
2: Go to the FASTag product page and click on “Apply Now.”
3: Enter personal details and vehicle details.
4: Upload the necessary ID proofs and vehicle RC.
5: Complete the procedure by finishing payment online. Payment includes the fees, tag cost, security deposit, and initial recharge.
FASTag will be delivered to the user’s home address in no time, which we have to fix to the inside upper corner of the windshield, ideally behind the rearview mirror.
The following steps will show us how to recharge FASTag using UPI. There are many ways in which we can recharge FASTag using UPI. Recharging FASTag saves both time and money for the frequent highway travellers. Recharging FASTag using UPI gives the convenience of travelling through toll plazas without stopping. Alternatively, one can set up a timely auto debit in their mobile apps to recharge FASTag from time to time. Auto recharge facility can also be done through UPI mandate.
Recharge FASTag directly through the UPI app.
Open Preferred UPI App: The first step to recharge FASTag using UPI is to log in to the preferred UPI by inputting the details.
Search for FASTag Recharge in the UPI app: Since different UPIs have different procedures, first we have to search for the FASTag recharge in our preferred UPI. Users then have to search for their FASTag issuing bank.
Enter Details: Users then have to input various details, including PAN, vehicle number, Registration Certificate, address, etc.
Confirm Details: Users have to verify the above details once again.
Authenticate Using a One-Time Password: Enter the registered mobile number to get the one-time password on the users’ phones.
Final Payment: Users will be required to pay the required amount and enjoy seamless travel without any interruptions.
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1: Recharge FASTag through UPI ID
2: Open the preferred UPI app.
3: From the menu, choose the Pay to UPI ID option for initiating the transaction for FASTag recharge.
4: Users now need to enter the UPI ID linked to FASTag. Typically, the format includes netc.vehiclenumber@issuing bank.
5: Entering the correct UPI ID is the most important step, as entering the incorrect UPI ID can lead to unnecessary errors and confusion.
6: The next step is entering the recharging amount depending on our travel plans.
7: The final step is confirming the amount and entering the UPI PIN.
Users can choose any method used to recharge FASTag using UPI, and they are notified of the FASTag recharge by SMS to their registered mobile number. Users are also notified via e-mail.
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1: Seamless, hassle-free travel for frequent highway travellers
2: Recharge can be done anywhere and anytime
3: Payments are quick
4: Can be linked easily to a bank account or UPI
5: Saves time, money, and fuel
6: Secure cashless transactions with advanced technology
7: Transparent digital technology prevents theft
8: No need to carry cash or wait in long queues
9: Users can even avail of monthly or annual FASTag passes
10: Users can enjoy various cashback incentives
Apart from recharging through UPI, users can also purchase FASTag through toll plazas. Though FASTag has been made mandatory for all vehicles, travellers can travel through toll plazas without a FASTag account by paying double toll fees at toll plazas.
FASTag recharges online can also be done through NEFT, debit cards, credit cards, RTGS, net banking, etc. To recharge FASTag using credit cards, we have to log in using ID and password to the specific website, click on Tag Recharge, enter the recharge amount, and select the payment option as credit card. FASTag recharges can be done through almost all major Indian credit cards. One such credit card is the ZET credit card by SBM. It is an FD-backed credit card that is free for life with no annual or joining fees. Unlike other credit cards, it does not require documentation such as proof of income or credit history. It gives all the benefits like other major credit cards. ZET credit cards can be used both online and offline. The credit limit of the ZET credit card is set at 90% of the fixed deposit amount. The credit limit can be increased by simply increasing the fixed deposit amount. It gives the dual benefits of a credit card as well as earning up to 7% interest on fixed deposits. The ZET credit card not only gives a plethora of benefits to its users in the form of cashbacks, rewards, etc., but it is also a boon for those who are struggling to build up their credit scores.
FASTag is the ultimate solution for people who travel across highways frequently. It is a tag that is affixed to the windshield of the car behind the rearview mirror. FASTag offers travellers a smooth, uninterrupted driving experience, as travellers do not have to waste time standing in long queues and getting exposed to pollution. FASTag gives them the option to travel without stopping at toll plazas, as tolls are automatically collected through advanced Radio Frequency Identification technology. Users can buy FASTag both online and from various toll plazas across all major highways. To get the maximum benefits out of FASTag, it is advisable to recharge FASTag at regular intervals. Users may be confused about how to recharge FASTag using UPI. There is no confusion on how to recharge FASTag using UPI, as it is a very easy and fast process. Users simply have to log in to their preferred UPI app for FASTag recharges. Alternatively, they can recharge FASTag using their mobile banking app and entering their UPI ID. Entering the correct UPI ID is a crucial step in this process. It is preferable that before every highway ride, we make sure that our FASTag wallet recharge has an adequate balance so that we do not have to stop our ride and pay double at the highway toll plazas.
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Recharging FASTag via UPI is an easy, smooth, and fast process. FASTag can be recharged using UPI through the preferred UPI or through a mobile banking app on our smartphones. Recharging FASTag through UPI is not only fast, but it also ensures transparent transactions with no errors and no toll booth delays. Recharges through FASTag happen instantly.
As soon as we enter our UPI ID linked to our FASTag account in our UPI app or mobile banking app, we will get a notification to approve the transaction. Once approved and the UPI PIN is entered, money is transferred immediately. We will be notified via SMS and email of our FASTag recharges.
The minimum amount to recharge FASTag using UPI is Rs. 100. It is, however, recommended to first plan our travels and then recharge our FASTag using UPI so that we can enjoy a quick, nonstop driving experience on our highways.
If the FASTag account does not have sufficient balance, there is a chance that their vehicles will get stopped at any toll plaza, and they may end up paying double the toll as a penalty. It is advisable to always recharge FASTag depending upon our travel, as recharging FASTag not only allows for a speedier driving experience but is also a cost-effective option.
Recharging FASTag through UPI saves time; there is no need to carry cash or to wait for change, and it saves fuel as there is no need to wait for long queues at the highway toll plazas. Since recharge using UPI is an online process, the recharge happens immediately.
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