September 23, 2025 · 9 mins read
Santosh Kumar
The festive season in India is not just about lighting up homes, wearing modern dresses, and gifting desserts. It is also the time when families see their basic supply bills rise as they stock up for pujas, visitors, and celebrations. From mithai fixings to natural products, refreshments, family essentials, and indeed last-minute online orders, basic supplies and daily needs shopping takes centre stage. This is also when credit card offers have become a popular way to extend budgets and make each purchase more rewarding.
That’s where ZET comes in. The ZET group has been following a few of the best credit cards that offer high-value benefits on basic supplies and daily essentials. With ZET, clients can earn cashback ranging from 0.5% to 2% by driving online grocery platforms like BigBasket, JioMart, and Zepto, along with exclusive partner tie-ups. Whether you shop in-store or online, these credit cards guarantee that festive shopping does not burn a gap in your budget. The right card can earn thousands over the season.
During the Festive surge, basic supply records develop longer. Most family units see their budgets pushed by different pujas, feasts, and get-togethers. Cashbacks, discounts, and reward points on basic supplies may see little in rate, but when included over a few months, they result in significant savings. Utilising the right basic supply shopping credit card offers makes it possible not only to pay bills easily but also to get rewarded for every rupee spent.
Additionally, numerous banks and stages tie up during Diwali, Navratri, Durga Puja, and Christmas to offer exclusive deals. For illustration, additional cashback on accomplice grocery stores, reward rewards for online orders, and festival-specific vouchers. A family that shops week after week for basics on JioMart or BigBasket can effortlessly spare 5–10% of their total bill if they upgrade these offers. That is why choosing the right card through ZET makes monetary sense.
ZET guarantees cardholders can appreciate reliable cashback at different stages. With cashback extending from 0.5% to 2% on goods, the advantage doubles during the Festive season.
BigBasket: Broadly utilised for bulk orders and festive blessing packs, ZET clients get cashback on each transaction.
JioMart: Known for competitive estimating, JioMart buys through qualified cards and gains cashback on Groceries and family staples.
Zepto: For last-minute needs or late-night Festive prep, Zepto delivers in minutes. ZET clients appreciate cashback indeed on pressing basic supply runs.
These benefits stand out since ZET coordinates with regular shopping habits, making it easier for clients to save money without changing their shopping patterns. Instead of holding up for one-time celebration discounts, ZET makes each exchange count.
Also Read: Amazon Great Indian Festival 2025: How to Maximize Savings with Credit Cards
Festive shopping often extends beyond online platforms. Numerous still lean toward their trusted kirana or adjacent general store chains for new natural products, vegetables, and festival-specific merchandise. ZET credit card tie-ups extend to driving general store chains where extra discounts and cashbacks are appropriate. Whether it is bulk dry natural products for Diwali or puja fundamentals during Navratri, these offers diminish by and large. Supermarket-specific benefits include:
1: Additional remuneration points on billings over a certain threshold.
2: Instant discounts on swiping ZET-backed cards at accomplice stores.
3: Festive advancements with buy-one-get-one offers on daily needs items.
By combining these with ZET’s basic supply shopping credit card offers, clients can double-dip reserve funds and appreciate more esteem each festive season.
Beyond Festive seasons, goods and daily needs shopping are steady costs. ZET guarantees year-round esteem by maximising cashback benefits across categories. Indeed, in months without major celebrations, the cashback of up to 2% guarantees important investment funds on month-to-month essentials.
For a normal Indian family spending ₹10,000–₹12,000 month-to-month on basic supplies, this seems a cruel cashback of ₹120–₹240 each month. Over a year, the sum spared is comparable to paying one month’s basic supply bill for free. During celebrations, when bills are higher, the benefits only multiply.
Also Read: Top Credit Card Cashback & EMI Deals for Diwali 2025 Shopping
To make the most of grocery shopping credit card offers during this festive season, follow these strategies:
1: Use credit cards with category-specific cash back or those that offer non-exclusive benefits.
2: Time bulk buys when Festive advancements are live.
3: Combine card benefits with general store devotion programmes.
4: Use ZET to compare which card works best on your chosen platform.
5: Pay full credit card bills on time to guarantee that cashback reserve funds are not refuted by interest bills.
This way, each mithai fixing, puja thing, and Festive blessing pack gets to be an opportunity to save.
Also Read: Navratri & Dussehra 2025 Shopping: Best Credit Card Deals
Every festive season in India, family spending shoots up. Individuals frequently think of dress, adornments, or contraptions as the big-ticket buys, but goods really shape the spine of Festive shopping. From dry natural products for gifting, cooking oils and ghee for desserts, to refreshments for facilitating visitors, these basics rapidly add up. In truth, most families see their basic supply bills double or indeed triple during celebrations like Diwali, Durga Puja, Eid, and Christmas.
This is where grocery shopping credit card offers ended up as game-changers. Unlike one-time buys of extravagant things, goods are repeated. Cashback and reward points accumulate more quickly when connected to regular purchases. ZET makes a difference for cardholders to tap into this regular surge by guaranteeing cashback on bulk orders from BigBasket, JioMart, and Zepto, giving down-to-earth investment funds on what families spend intensely on.
Also Read: Best Credit Cards for Durga Puja & Diwali Purchases in 2025
Simply holding a credit card with cashback benefits is not sufficient. The savvy way is to arrange buys to get the most out of basic supply shopping credit card offers. ZET suggests the following strategies:
Split Buys Intelligently: Instead of buying everything in one exchange, break buys into numerous smaller ones if cashback is capped per bill.
Combine Celebration Offers: Utilise card-linked offers during streak deals, where cashback and store discounts allow double benefits.
Choose the Right Stage: If JioMart is running an additional Festive promotion, consider making huge purchases there instead of splitting them over multiple platforms.
Leverage Conveyance Speed: Stages like Zepto provide the adaptability of last-minute buys, guaranteeing you don’t overspend on bulk orders you don’t need.
Track ZET Benefits: Utilise the ZET app or stage to check your progressing cashback patterns and partner advancements, so you never miss out.
By taking advantage of these hacks, Festive grocery bills have become reasonable, and cardholders can walk away with hundreds or even thousands in cashback each season.
Also Read: Festive Season Online Sales: Credit Card Hacks to Double Your Savings
The way Indians shop for Groceries has changed significantly in the last five years. With the rise of online platforms, quick-commerce players like Zepto, and expanded digital selection, Groceries are presently one of the most fulfilling categories for banks and fintechs. Credit card guarantors note that Groceries form a necessity-based spending category, indicating that clients are faithful and reliable in their usage.
This is why grocery shopping credit card offers are anticipated to become more customised in the future. For example:
Dynamic Cashback: Higher cashback during celebration crests, like 5% during Diwali week. Customised Rewards: Cards advertising vouchers for your most-shopped supermarket.
Integration with UPI & Wallets: Consistent cashback indeed on UPI-based credit card transactions.
AI-Based spending Bits of knowledge: Making a difference, clients save more by anticipating where they spend most on groceries.
ZET is currently positioned at the cutting edge of this trend by offering adaptable cashback rates of 0.5% to 2% across leading platforms. This versatility ensures that, as the credit card industry advances, ZET clients continue to receive the greatest savings.
Also Read: Top Credit Cards Offering Instant Discounts on Fashion & Lifestyle Shopping
Credit cards offer cash back, discounts, and reward points on grocery purchases, making a difference month to month and reducing festive expenses.
ZET offers between 0.5% and 2% cashback on goods acquired from BigBasket, JioMart, Zepto, and other driving platforms.
No, ZET cashback applies year-round, in spite of the fact that Festive seasons frequently bring extra offers and discounts.
Yes, ZET accompanies prevalent grocery store chains to give cashback and discounts on in-store shopping as well.
No, once you utilise a ZET-powered credit card on qualified platforms, cashback is consequently applied.
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